Lending Solutions

Flexibility, Speed and Certainty

Lending Solutions

Overview

Novellus Finance Limited only offer unregulated loans and we only lend to corporate entities. We offer bridging and/or term products and our quotes are credit backed. The flexibility afforded by using our own capital allows us to create entirely bespoke finance solutions.

We understand each borrower has unique requirements and our flexible underwriting approach reflects this. This becomes particularly useful in the slightly more abstract requests, enabling us to offer unsecured lending or 100% funding against an asset (if supported by a strong sponsor). 

We can offer loans from €500,000 with no upper limit.

Our Solutions

Auction Loan

Our bridging loan solutions are extremely well suited to auction purchases. Often, these acquisitions are time sensitive and there are some challenges to either the asset class, title or both. A bridging loan can enable the issues to be remedied before refinancing onto a cheaper form of capital. Novellus will engage early and our certainty of funds can be a great comfort for making that decisive bid. Choosing the right partner is key and Novellus will often engage and “pre-approve” up to a level which gives borrowers the confidence to perform in the room.

Our Solutions

Buy-To-Let

Short term lending on a Buy-to-Let can be a good solution if the timescale to perform or the rent cover ratio is under pressure. Novellus can be a great home for a short period of time while more long-term sustainable funding is secured. We often assist if a time sensitive opportunity to acquire an asset cheaply presents itself to a prospective borrower.

Our Solutions

Buy Land

We understand land and the value of it. Many of our competitors struggle with the valuation of an asset class that is not necessarily income producing. We have experience in the cycle from land without planning all the way through to full consent (and everything in between).

Our Solutions

Commercial Loan

Buying commercial properties is incredibly competitive which means borrowers may  require swift access to funds. We understand the market extremely well, taking into account change of use, value-adding potential and specific borrower/ asset circumstances. Having a funding partner like Novellus can often be the difference between securing or missing out on an asset. It can, on occasion, enable borrowers to perform to a much tighter time frame which can be offset against purchase price.