Novellus Limited only offer unregulated loans. We offer bridging and/or term products and our quotes are credit backed. The flexibility afforded by using our own capital allows us to create entirely bespoke finance solutions.
We understand each borrower has unique requirements and our flexible underwriting approach reflects this. This becomes particularly useful in the slightly more abstract requests, enabling us to offer unsecured lending or 100% funding against an asset (if supported by a strong sponsor).
We can offer loans from £500,000 with no upper limit.
Our bridging loan solutions are extremely well suited to auction purchases. Often, these acquisitions are time sensitive and there are some challenges to either the asset class, title or both. A bridging loan can enable the issues to be remedied before refinancing onto a cheaper form of capital. Novellus will engage early and our certainty of funds can be a great comfort for making that decisive bid. Choosing the right partner is key and Novellus will often engage and “pre-approve” up to a level which gives borrowers the confidence to perform in the room.
Short term lending on a Buy-to-Let can be a good solution if the timescale to perform or the rent cover ratio is under pressure. Novellus can be a great home for a short period of time while more long-term sustainable funding is secured. We often assist if a chain has broken or a time sensitive opportunity to acquire an asset cheaply presents itself to a prospective borrower.
We understand land and the value of it. Many of our competitors struggle with the valuation of an asset class that is not necessarily income producing. We have experience in the cycle from land without planning all the way through to full consent (and everything in between). This is a space in which we are absolutely comfortable.
Buying commercial properties is incredibly competitive which means borrowers may require swift access to funds. We understand the market extremely well, taking into account change of use, value-adding potential and specific borrower/ asset circumstances. Having a funding partner like Novellus can often be the difference between securing or missing out on an asset. It can, on occasion, enable borrowers to perform to a much tighter time frame which can be offset against purchase price.
Any data you provide Novellus Limited will be used in the decision making and processing of any future loan. The data we collect will be shared with our legal representatives and potentially other third parties to assess your suitability and for future transactions on any loan(s) with Novellus Limited. We will hold information securely for up to 7 years after your contract with Novellus Limited ends. Should you wish for us to delete all traces of data we hold about you after your contract expires or should you wish to request details of data we hold about you please email [email protected]. To see our full policy please read our Privacy Statement
DPA Registration Number: ZA259171
©2025 Novellus is a trading style of Novellus Limited registered in England and Wales.
Company No. 10790634. Registered address: T Bromley, 15-17 London Road, Bromley, BR1 1DE
THINK CAREFULLY BEFORE SECURING DEBT AGAINST YOUR PROPERTY. YOUR PROPERTY MAY BE AT RISK IF YOU DO. NOT KEEP UP WITH YOUR LOAN REPAYMENTS.